Online Financial Planning Analysis

Our powerful software will analyze your unique information and tell you how to leverage all the rules of Social Security to your full advantage. The software recommends the best claiming solution to maximize your benefits with only a few pieces of information you will need to provide to us. The result may be more money for you.
Privacy Disclosure:*
- I have read and understand the Privacy Discolure below
Your personal information is used to create your analysis only. We will never share it or sell it to any third party. We will always respect your privacy. REAP Financial Group, LLC is a registered investment advisory firm. All material presented herein is based on information provided by the recipient. It is believed to be reliable but we cannot attest to its accuracy. This information is not to be construed as an offer to sell or the solicitation of an offer to buy any securities. Any views expressed are provided for information purposes only and should not be construed in any way as an offer, an endorsement, or inducement to invest. Investment recommendations may change and readers are urged to check with their investment counselors before making any investment decisions as all investments involve risk.
Do you have a coupon code?*
- Yes
- No
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Section 1:
Your Information
Relationship*
- Married
- Single
- Widow
- Divorced
In order to return a strategy for a divorcee you need to provide the Estimated Benefit Amount for yourself & your former spouse. Information about the your former spouse will not be provided by the Social Security Administration. You must be able to retrieve the information from either your former spouse or a Social Security Statement. If you are unable to obtain your former spouse's Estimated Benefit Amount, you may obtain it by going to the Social Security Administration with your divorce decree and marriage license and ask for your spousal benefit at full retirement age. Double that amount and you will have your former spouse's Estimated Benefit Amount. To run divorced scenario, the following conditions be met:
- You must have been married for at least 10 years.
- The marriage must have lasted for a minimum of 10 years.
- You must not be currently married. If you are now married, you are not eligible for a divorced spouse benefit.
- You must be at least full retirement age,
- The divorced spouse benefit you might be eligible to receive must be greater than any retirement benefit you would receive on your own earnings record.
If your former spouse has not applied for benefits but is at least age 62 and eligible for benefits, the you may still be eligible for a divorced spouse benefit, as long as the divorce has been final for 2 full years prior to filing for benefits. You can receive divorced spouse benefits based on the earnings record of only one former spouse. If you have been divorced more than once, use the highest Estimated Benefit Amount of the former spouses.
Date of Marriage*
Date of Divorce*
Name*
First Middle Last
Date of Birth*
Gender*
- Male
- Female
Section 2:
Spouse / Ex-Spouse / Deceased Spouse Information
Name*
First Middle Last
Date of Birth*
Date of Spouse's Death*
Gender*
- Male
- Female

Section 4:
Teachers & Other Federal Employees: Non-Covered Pension
A Non-Covered pension is not common. This applies to some teachers, ministers & other federal employees. Teachers: If your school district opted out of Social Security, you have a non-covered pension. If you retire from a school district that does not participate in Social Security but you are eligible for benefits through your spouse, the Government Pension Offset (GPO) will reduce the amount of your spouse or survivor benefits by two-thirds the amount of your TRS Pension.

Click HERE for more information on the Government Pension Offset.
Do you have a Non-Covered Pension?*
- Yes
- No
Number of Pensions
Your Pension details
Monthly Pension Amount*
Start Date*
Month
Day
Year
Growth Rate*
Your Pension details
Monthly Pension Amount*
Start Date*
Growth Rate*
Monthly Pension Amount*
Start Date*
Growth Rate*
Your Pension details
Monthly Pension Amount*
Start Date*
Growth Rate*
Monthly Pension Amount*
Start Date*
Growth Rate*
Monthly Pension Amount*
Start Date*
Growth Rate*
Does / Did your spouse* have a Non-Covered Pension?*
- Yes
- No
* Spouse / Ex-Spouse / Deceased Spouse
Number of Spouse's Pensions
Spouse's pension details
Monthly Pension Amount*
Start Date*
Growth Rate*
Spouse's pension details
Monthly Pension Amount*
Start Date*
Growth Rate*
Monthly Pension Amount*
Start Date*
Growth Rate*
Spouse's pension details
Monthly Pension Amount*
Start Date*
Growth Rate*
Monthly Pension Amount (2)*
Start Date (2)*
Growth Rate (2)*
Monthly Pension Amount (3)*
Start Date (3)*
Growth Rate (3)*
Section 5:
Earnings History
Complete earnings history if you paid into Social Security through other employment for at least 40 quarters. The vast majority of Texas school districts do not participate in Social Security, employees in those districts are entitled to Social Security Benefits only if you paid into the Social Security system through other employment for at least 40 quarters. Find your Earnings History on the 3rd page of your Social Security Statement.

Click HERE for more information on the Windfall Elimination Provision.
Did you pay into Social Security through other employment for at least 40 Quarters?*
- Yes
- No
Your Earnings History
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
Did your Spouse* pay into Social Security through other employment for at least 40 Quarters?*
- Yes
- No
* Spouse / Ex-Spouse / Deceased Spouse
Your Spouse's* Earnings History
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014

Section 5:
Children
Do you have minor dependent children and/or grandchildren in your care?*
- Yes
- No
Number of Children
Dependent Child details
Name*
First Last
Date of Birth*
Month
Day
Year
Expected HS Graduation Date*
Month
Day
Year
Dependent Children details
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Month
Day
Year
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Month
Day
Year
Dependent Children details
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Month
Day
Year
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Month
Day
Year
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Month
Day
Year
Dependent Children details
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Month
Day
Year
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Dependent Children details
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Month
Day
Year
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Month
Day
Year
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Month
Day
Year
Name*
First Last
Date of Birth*
Expected HS Graduation Date*

Day
Month
Year
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Month
Day
Year
Dependent Children details
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Dependent Children details
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Month
Day
Year
Expected HS Graduation Date*
Month
Day
Year
Dependent Children details
Name*
First Last
Date of Birth*
Month
Day
Year
Expected HS Graduation Date*
Month
Day
Year
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Dependent Children details
Name*
First Last
Date of Birth*
Expected HS Graduation Date*
Name (2)*
First Last
Date of Birth (2)*
Expected HS Graduation Date (2)*
Name (3)*
First Last
Date of Birth (3)*
Expected HS Graduation Date (3)*
Name (4)*
First Last
Date of Birth (4)*
Expected HS Graduation Date (4)*
Name (5)*
First Last
Date of Birth (5)*
Expected HS Graduation Date (5)*
Name (6)*
First Last
Date of Birth (6)*
Expected HS Graduation Date (6)*
Name (7)*
First Last
Date of Birth (7)*
Expected HS Graduation Date (7)*
Name (8)*
First Last
Date of Birth (8)*
Expected HS Graduation Date (8)*
Name (9)*
First Last
Date of Birth (9)*
Expected HS Graduation Date (9)*

Section 6:
Contact Information
Email address*

Your Personalized Social Security Analysis will be emailed to this email address
Phone number to contact if there are questions*
In case we need to contact you with questions regarding Your Personalized Social Security Analysis

Review your form
Please review the information you are about to submit for accuracy, then proceed.
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Social Security Analysis
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REAP Financial

Social Security Analysis

Step 1 of 8

Section 1:
Your Information

Section 2:
Spouse / Ex-Spouse / Deceased Spouse Information

Section 3:
Social Security Information

Section 4:
Teachers & Other Federal Employees: Non-Covered Pension

Section 5:
Earnings History

Section 5:
Children

Section 6:
Contact Information

Review your form
Please review the information you are about to submit for accuracy, then proceed.

Contact Us

Main Office/Headquarters

South Location

Georgetown Location

Social Security Analysis

Step 1 of 8

Section 1: Your Information

Section 2: Spouse / Ex-Spouse / Deceased Spouse Information

Section 3: Social Security Information

Section 4: Teachers & Other Federal Employees: Non-Covered Pension

Section 5: Earnings History

Section 5: Children

Section 6: Contact Information

Review your form Please review the information you are about to submit for accuracy, then proceed.

Section 1:
Your Information

Section 2:
Spouse / Ex-Spouse / Deceased Spouse Information

Section 3:
Social Security Information

Section 4:
Teachers & Other Federal Employees: Non-Covered Pension

Section 5:
Earnings History

Section 5:
Children

Section 6:
Contact Information

Review your form
Please review the information you are about to submit for accuracy, then proceed.