Our Services
REAP Financial is not solely an investment firm. We handle every part of your financial world, from estate planning to tax mitigation to charitable planning and everything in between. We understand that the five biggest concerns of high net worth families are: Wealth Preservation, Efficient Tax Planning, Estate Planning, Asset Protection and Strategic Charitable Giving, and so our areas of expertise align with those areas and more. Click through the below photos to learn how our Austin financial planning team addresses your needs in each of these areas.
Investment Planning
A sound investment plan will take your goals, objectives, resources and risk tolerance level into account. A dedicated investment planning adviser can help guide you through this often complicated process to determine the most worthwhile investments and the best strategies for avoiding risk.
Our Investment Planning Approach
At REAP Financial, we take a client-centered approach to understand our clients’ short- and long-term goals and the appropriate allocation of their overall assets. To create a complete financial picture, we also consider risk management to minimize the impact of any potential losses. Together, our investment managers plan for any possible negative events while identifying procedures that limit the risk you are taking on. When you entrust us with your investment planning needs, we keep you informed and on the same page every step of the way, so you’ll never have to wonder where your investment portfolio stands.
Contact our investment planners today to schedule your free consultation.
Estate Planning
All too often, people put off their estate plans until it’s too late. At REAP, we advise our clients to develop an estate plan sooner rather than later. Our estate planning service covers not just who will inherit your possessions but also:
-
- Assistance in beneficiary designation.
- Guidance for your beneficiaries on asset transfers and management.
- Complementary notary and witnesses for wills and trusts.
- Attorney referrals available as needed.
Estate planning is an ongoing process. Our team works to review and update plans as our clients’ financial situations change throughout their lifetimes. Start your estate planning process now, and give yourself and your loved ones the gift of peace of mind.
Tax Mitigation
Each financial decision you make is an important one, with possible future tax implications you may not have considered. Our mission is to help clients sidestep any future tax issues while providing guidance on minimizing their tax liabilities.
Tax Mitigation Managers, with Process in Mind
An effective tax mitigation strategy is just one of the many ways we protect our clients’ assets and deliver above-and-beyond service. We use a complete approach to maximize clients’ hard-earned wealth by staying up to date with changes in tax laws and regulations to help ensure our clients are taking advantage of strategies to legally reduce tax bills.
Our tax mitigation advisors analyze our clients’ total financial picture, including retirement and investment plans, when developing a tax mitigation strategy.
Contact our tax mitigation managers today to schedule your free consultation.
Asset Protection Planning
Helping our clients navigate complex situations is part of our mission. We know that unfortunate circumstances such as divorce, lawsuits or judgments can all threaten the assets our clients have worked so hard to build.
Asset Protection Services in Texas and Beyond
That’s why we offer asset protection planning, which means we employ legally accepted concepts and strategies to safeguard a person’s wealth from being unjustly taken. When we develop an asset protection plan at REAP Financial, we carefully examine clients’ financial situation, assets, risks and any personal or family goals. Most importantly, we don’t wait until an unpleasant situation occurs. Our asset protection managers take action proactively to protect your assets using the best legal remedies available.
Contact our asset protection managers today to schedule your free consultation.
Business Succession Planning
After devoting your life to building a successful business, you want to leave it in capable hands when you’re ready to move on. Setting up a smart business succession plan will ensure your business continues to run smoothly and capably under the leadership you’ve chosen, whether they are family members or not.
Why Your Business Needs a Succession Plan
At REAP Financial, we take the reins and guide you through the business succession planning process. Your actual exit from the company may be decades away, or in a matter of months; but whatever the timeline, we can ease your burden and kick-start the planning process. Our advisers will map out an exit strategy for retirement, including your eventual succession plan and tax burden. Our experienced advisers can guide you through a smooth and fair transition, working to limit your tax exposure in the process.
Benefits to Hiring a Business Succession Planner
Whether you’re contemplating a business growth strategy or an acquisition, our dedicated financial advisers can help. To grow your company and increase sales and profits, you’ll need an advanced plan that separates your company from the competition. Some common business growth strategies you might consider include market development or expansion, market penetration, product expansion and diversification. We’ll examine your business’s current status and help you navigate the process.
When our business succession team assists with an acquisition, we guide clients through risk analysis and market research into the desired acquisition and new markets. Together, we’ll execute the new business vision or acquisition while taking care of all the details.
Contact Our Financial Advisors today to schedule your free consultation.
Retirement Planning
REAP Financial is here to guide you to and through your retirement years. Retirement planning is one of the most crucial decisions you will ever make to invest in your future, and at REAP, you will work one-on-one with a retirement professional who will analyze your retirement needs and wishes and will recommend a solid retirement strategy to give you a lifetime of security and income.
We’ll Help Build the Right Retirement Strategy for You
Our retirement planners also will provide:
- Analysis of your current and future income needs
- Recommendation of the best allocation for your employer retirement accounts now, and the best distribution strategy for the future
- A review to determine whether you should consider converting to a Roth IRA
- A detailed plan to maximize your Social Security benefits
- Regular reviews to evaluate and update your plan
- Guidance on minimizing your tax liability
Explore Your Retirement Planning Options Today
Contact our retirement planning managers today to schedule your free consultation.
Educational Family Planning for Your Heirs
Involving your family in your financial affairs is a must-do item on your overall wealth management checklist. If the next generation of your family isn’t up to speed on financial details, now is the time to start educating them.
Family Inheritance Financial Managers
At REAP Financial, we believe it’s never too early to prepare your heirs to inherit family assets or businesses. The more educated they are on money management and financial planning, the easier it will be to safeguard the assets you’ve worked so hard to build. Our inheritance experts aim to deliver this indispensable education in a clear and compelling way that earns clients’ buy-in and support. Our goal is to ensure your heirs become dependable financial stewards of their future inheritance.
Contact our family wealth experts today to schedule your free consultation.
Charitable Planning
Charitable contributions from your estate extend your legacy of generosity and good deeds, and they make solid financial sense, too. With expert charitable planning guidance, our team addresses ways to be philanthropic in the most tax-efficient manner, while maximizing your charitable impact.
Charitable Planning Guidance
For most individuals in mid- to high-end income brackets, charitable planning enables you to leave behind a lasting legacy to your cherished causes while also serving to possibly mitigate certain taxes.
Contact our financial planning experts today to schedule your free consultation.
Please fill out the form below and we will reach out shortly.